This page within Virginia Tort Case Law is a compilation of cases on insurance-assigned risk reported by the Virginia Supreme Court and summarized by Brien Roche dealing with the topic of Insurance Assigned Risk and the related topic of vehicle accidents. For more information about assigned risk see the pages on Wikipedia.
Insurance Assigned Risk-Statutes
See Va. Code § 46.2-479. In particular see § 6 indicating that no statement or violation of policy by insured shall operate to defeat or avoid policy so as to bar recovery within limits provided in this chapter as to policies certified as proof of safety responsibility.
Insurance Assigned Risk-Cases
1982 Utica Mut. Ins. Co. v. Travelers Indem. Co., 223 Va. 145, 286 S.E.2d 225.
Motor vehicle liability policies certified under Safety Responsibility Act do not cover intentional acts by insured.
1977 Reliance Ins. Co. v. Darden, 217 Va. 694, 232 S.E.2d 749.
Automobile liability insurance policy provided for increase in liability limit if Virginia law required insured to maintain higher limits. Scheme of Virginia act is to afford sanctions after motorist has had his first accident. Victim is protected against automobile owner’s second accident.
1947 State Farm Mut. v. Cook, 186 Va. 658, 43 S.E.2d 863.
Reference made to Va. Code § 46.1-511(f) [now § 46.2479(6)] as evidence of trend in liberalizing and broadening coverage provisions of liability insurance policies. That section states that no statement by insured or violation of terms of policy shall bar recovery.
