Insurance General Liability Cases Summarized By Injury Lawyer

This page within Virginia Tort Case Law is a compilation of cases reported by the Virginia Supreme Court and summarized by Brien Roche dealing with the topic of Insurance General Liability and the related topic of premises liability.   For more information about insurance see the pages on Wikipedia. 

Insurance General Liability-Cases

1996 Monticello Ins. Co. v. Baecher, 252 Va. 347, 477 S.E.2d 490. 

Plaintiff sued for damages relating to ingestion of lead paint in apartment complex. Landlord’s liability policy excluded coverage for ingestion of any substance such as paint wherein an insured may be liable for utilization of such substance. This exclusion was precise enough so as to exclude coverage for this incident. 

1992 Granite State Ins. Co. v. Bottoms, 243 Va. 228, 415 S.E.2d 131. 

Premises liability policy for home for adults excluded coverage for service “conducive to health of residents.” This language was ambiguous, however, and therefore was interpreted to grant coverage. 

1969 Boiler Brick & Refactory Co. v. Maryland Cas. Co., 210 Va. 50, 168 S.E.2d 100. 

Boiler exploded. Comprehensive insurance general liability policy provided coverage for damage arising out of tort liability but not contractual liability.

 

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